Our Financial Planning services touch a wide variety of topics such as cash flow management, debt management, college savings, insurance needs, work benefits, tax planning, home purchase, retirement planning, investment management, business ownership, and estate planning. Our services focus on Gen X and Gen Y (or Millennials) professionals in San Francisco Bay Area who want to build, grow and secure their financial future.

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Your financial situation, priorities, goals and aspirations are unique. We offer the following choice of services to suit your needs:

One-Time Financial Planning

Meet with you over 6-8 weeks period to prepare a comprehensive financial plan. A customized plan would be delivered and recommended actions over a 3-4 month period.

Fees: $1,500 - $4,000 

(depending on the complexity of client's situation)

Ongoing Engagement

Periodically meet with you to address various aspects of your financial priorities, help with  implementing the plan and make adjustments along the way for any changes.

Fees: $150 - $250 per month

(depending on the complexity of client's situation)

Project-based Consulting

You want to consult on a specific  topic that needs attention immediately and would like to get a customized plan and recommendations for addressing the situation

Fees: $150 - $200 per hour

(depending on estimated hours for the project)

Our services are:

  • Fee-Only: Compensated solely by your fees, no commissions or kick-backs

  • Fiduciary Relationship: Your interest first, no conflict of interest

  • Flat Fees: Fees are based on complexity only. Fees are not a % of total assets under management (AUM), Net Worth or Income

  • No AUM Minimum: No minimum on investment assets under management

  • Flexible Timings: Evening hours, Weekends and Virtual Meetings

©2020 by Encover Personal Finance LLC