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2025 Federal Tax Brackets and Key Contribution Changes

Updated: 2 hours ago

Download Comprehensive Federal Tax Information for 2025.


This post covers key numbers published by IRS for the 2025 Federal Taxes at a glance.

Tax Brackets for 2025

Below rates are applied to Ordinary Income which include wages, self-employment income, interest, short-term capital gains and non-qualified dividends (ordinary dividends - qualified dividends).

Ordinary Income Tax Table for 2025
Federal Income Tax Table for 2025










The following rates are applied to Long-Term Capital Gains and Qualified Dividends. The brackets are determined after adding Ordinary Income to the long-term gains and dividends.

Long-Term Capital Gains
Long-Term Capital Gains Tax (Federal)







401(k), 403(b) 457 Plan Contribution Limits for 2025

If the employer retirement plan allows After-Tax Contributions, then the total contribution including 401(k), Roth 401(k), Employer Match (also Profit-Sharing Contributions) and After-Tax Contributions cannot exceed $70,000 for under age 50. Age 50 and above can contribute an additional $7,500.









IRA, Roth IRA Contribution Limits for 2025

Traditional IRA and Roth IRA Contributions
Traditional IRA and Roth IRA Contributions

Standard Deductions for 2025

Standard Deductions for 2025
Standard Deductions for 2025



























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